You’ve worked hard to care and provide for your family, so you don’t want their financial security to become compromised if the unexpected happens. When you have Life Insurance through Robert Edwards Insurance, you can rest assured that your family will still be provided for even if the worst occurs. Give you and your family the peace of mind of financial protection, even when in the face of unforeseeable events.
WHAT LIFE INSURANCE COVERS
It’s a common misconception that life insurance only compensates the policy holder’s beneficiaries in the event they pass away, but you can choose plans that protect your family financially with life insurance for other life events as well. In addition to providing for your family if you pass away, you can also maintain your family’s financial security if you are unable to produce income due to medical emergencies, such as cancer, heart attacks, or strokes. Of course, you can also count on life insurance to protect your family if death occurs, and you can choose a plan that you believe makes the most sense for your family.
TERM LIFE INSURANCE COVERAGE
When you choose a Term Life Insurance plan, you get to choose how long the policy lasts and how much your family will receive if in the event of your premature death. This plan covers you for a limited amount of time and is meant to make sure your family stays financially secure if you die within the specified term. If you are a newer parent, you might choose a longer term, such as 20 or 30 years, and if you know your kids will become independent soon, you can select a shorter term, such as five years. This type of life insurance is relatively affordable and gives you the flexibility to convert to whole life insurance later on.
WHOLE LIFE INSURANCE COVERAGE
A Whole Life Insurance plan gives you coverage for life rather than for a limited term. This means your family is guaranteed compensation when you pass away, no matter when it happens. This plan uses a fixed rate, so it may seem a bit expensive at first, but it won’t increase with inflation and the payout cash amount will grow over time.
WHY CHOOSE LIFE INSURANCE?
No matter which policy you end up choosing, it will be a small price to pay considering you are protecting those closest to you. If you have family members that depend on you, the last thing you want is to leave them without a source of income if something out of your control happens. Life insurance lets you feel secure knowing that your family will have the means to thrive when you’re gone.
If you have any questions, concerns, or uncertainties when it comes to choosing life insurance for your family, I would love to see how I can help you out. My office is conveniently located in Hillsboro and I will be happy to talk with you about what life insurance plan is best for you.
Call 503-207-6976 today to schedule your appointment. I look forward to helping you gain peace of mind for the future!
If you’re already a policy holder through the Robert Edwards Insurance agency and have experienced a covered loss, you may file a claim directly with the Claims Department by calling 800-333-2860. To reach the insurance carrier’s Customer Service Department call 417-887-0220.